Vacancies — Post-wise breakdown

The bank has advertised lateral recruitment for Specialist Officers in MMGS II on regular basis. Two specialist roles are advertised with the following provisional vacancies:

Note: Vacancies are provisional and may change based on bank requirements. Present employees of Punjab & Sind Bank are not eligible to apply. :contentReference[oaicite:1]{index=1}

Eligibility — Age, Nationality, Qualifications & Experience

Nationality

Candidates must be Indian citizens or fall into categories permitted by the Government of India (e.g., subjects of Nepal/Bhutan, Tibetan refugees before Jan 1, 1962, persons of Indian origin from specified countries) — certificate of eligibility may be required.

Age (as on 01.09.2025)

For MMGS-II: Minimum 23 years and Maximum 35 years (i.e., born between 02.09.1990 and 01.09.2002 inclusive). Relaxations apply for SC/ST/OBC/PwBD/Ex-servicemen as per government rules. :contentReference[oaicite:2]{index=2}

Educational & professional qualifications (cut-off = 10.10.2025)

• Credit Manager (MMGS II): Graduation with minimum 60% marks (55% for SC/ST/OBC/PwBD) OR professional qualification like CA/CMA/CFA/MBA(Finance). Minimum 3 years post-qualification experience in branch management/credit appraisal/processing in a scheduled commercial bank. Experience certificate required as per Annexure I of notification.
• Agriculture Manager (MMGS II): Bachelor’s in Agriculture or related fields with min 60% (55% for reserved categories). Minimum 3 years post-qualification experience as an officer in a scheduled commercial bank in relevant field.

Important: The date of passing on mark sheet/provisional certificate will be taken as the eligibility passing date. CGPA to percentage conversion rules are specified in the notification. :contentReference[oaicite:3]{index=3}

Pay scale, allowances & service bond

MMGS II Pay: Pay scale quoted for Manager MMGS II is Rs. 64,820 – 93,960 (with increments as per scale). Candidates will be eligible for DA, HRA/leased accommodation (if applicable), CCA, medical, LTC and other perquisites as per bank rules. :contentReference[oaicite:4]{index=4}

Service bond: Selected candidates will execute a service bond of 2 years — bond amount equivalent to 3 months’ gross salary (initial basic + DA + special allowance + DA on special allowance). Probation period: 1 year. Failure to serve the minimum period triggers bond recovery and related terms.

Selection procedure & exam pattern

Selection includes (where applicable): Written test (bank may waive at its discretion), screening, personal interview and final merit list. Bank will shortlist as per performance and requirement. Final merit is state-wise and category-wise.

Written test pattern (if conducted)

Qualifying marks per section: 40% for Unreserved & EWS, 35% for Reserved categories (subject to Bank’s final decision). Final score weighting: Online test — 70%, Personal Interview — 30% (written marks & interview marks normalized to out of 100 for final merit). :contentReference[oaicite:5]{index=5}

Exam centers & logistics

The online exam will be conducted at multiple centres across India (state-wise list provided in the notification). Candidates should choose centre carefully — changes are not entertained routinely. Sample centres include Guwahati, Dibrugarh (Assam), Delhi, Mumbai, Chennai, Kolkata, Bengaluru, Lucknow and many others. Check the official PDF for the complete state-wise list. :contentReference[oaicite:6]{index=6}

Documents to produce for online exam / document verification

Candidates must carry originals and self-attested photocopies of all relevant documents when called for verification. Important documents include:

• Photo ID proof (PAN/Passport/Driving License/Voter ID/Aadhaar with photo) and printout of call letter.
• System-generated printout of online application form.
• Certificates from Class X onwards (semester-wise mark sheets, provisional/final degree certificates).
• Experience certificates  (as per Annexure I in notification) and NOC from current employer if applicable.
• Category certificates (SC/ST/OBC with non-creamy layer clause/EWS income & asset certificate/PwBD certificate) in prescribed formats.
• Two passport-size photographs (same as uploaded) and any other supporting documents mentioned in the call letter.

Application fees (non-refundable)

Payment is online only. Bank transaction charges to be borne by candidate. Fees once paid will not be refunded or adjusted. :contentReference[oaicite:8]{index=8}

How to apply — step-by-step

1. Read the full notification carefully (official PDF link above) and ensure you meet eligibility criteria.
2. Prepare scanned documents: photo & signature in JPG/JPEG and supporting documents in PDF format (as per instructions).
3. Visit the Bank’s recruitment page: https://punjabandsind.bank.in/
4. Click the relevant Recruitment link, register by filling the online form, upload documents and submit.
5. Pay application fee online (if applicable), take printout of system-generated application form and keep email/mobile active for call letters.

Important: Do not wait for the last date. In case of multiple applications, only the last valid application will be considered. Keep the same photo & signature till the process completes. :contentReference[oaicite:9]{index=9}

Practical tips & checklist before applying

• Confirm that your final percentage/CGPA conversion meets the cut-offs (60%/55% as applicable).
• Ensure experience certificates explicitly state roles and start/end dates and match application entries.
• If claiming OBC, ensure your certificate contains the Non-creamy layer clause and matches central list spelling exactly.
• Keep scanned PDFs under the size limits mentioned on the website and use recommended formats.
• Maintain a minimum CIBIL score of 650 at time of joining (the bank requires CIBIL >= 650 at joining and CIBIL report may be requested during document verification). :contentReference[oaicite:10]{index=10}

Final note & links

This blog is a close, readable conversion of the bank’s official notification (dated 18 Sep 2025). Always refer to the original PDF and the Bank’s recruitment page for any corrigendum, updates or official clarifications. Official notification PDF: View PDF. Apply link: Punjab & Sind Bank website. :contentReference[oaicite:11]{index=11}